Your Money, Your Goals: Focus on People With Disabilities (Braille)

Your Money, Your Goals: Focus on People With Disabilities (Braille)
Title:
Your Money, Your Goals: Focus on People With Disabilities (Braille)
Format:
Paperback
USA Price: 
Stock:
In stock
GPO Stock Number:
048-013-00016-3
ISBN:
9780160944987
Description

Your Money, Your Goals is a financial empowerment toolkit, not a curriculum, consisting of a set of modules that organizations may integrate into their daily work with the people they serve. These modules function independently of one another, can be used in any combination or order, and are appropriate for a wide variety of client populations, as well as for staff or volunteers who may benefit from financial empowerment in their own lives. Financial empowerment is about giving individuals information and tools that help them understand the risks and benefits of financial products, services, and actions so they can control their own financial situations and make their own choices.

 

Related products:

Resources collection for people that are physically challenged:  https://bookstore.gpo.gov/catalog/physically-challenged

Beyond Guardianship: Toward Alternatives That Promote Greater Self-Determination is available here: https://bookstore.gpo.gov/products/beyond-guardianship-toward-alternatives-promote-greater-self-determination

Table of Contents

About the Consumer Financial Protection Bureau . . . . . . . . . . . . . . . . . . . . 1

Introduction . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 5

People with disabilities and financial decision making . . . . . . . . . . . . . . . . . 9

Getting Started . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 13

Tool: Starting the money conversation . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 14

Modules: Your Money, Your Goals for People with Disabilities . . . . . . . . . . 21

Module 1:

Setting goals and planning for large purchases . . . . . . . . . . . . . . . . . . 23

Tool: Paying for assistive devices . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 25

Module 2: Saving for emergencies, bills, and goals . . . . . . . . . . . . . . . . . . . . . . . . 29

Tool: Setting up an ABLE Account . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 36

Module 3: Tracking and managing income and benefits . . . . . . . . . . . . . . . . . . . . 39

Tool: Income and benefit tracker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 44

Tool: SSI estimator . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 47

Module 4: Paying bills and other expenses . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 49

Tool: Spending tracker . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 51

Module 5: Getting through the month . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 55

Tool: Bill calendar . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 57

Tool: Monthly budget . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 59

Module 6: Dealing with debt . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 61

Tool: Debt worksheet . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 67

Tool: Dealing with debt collectors . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 68

Module 7:

Understanding credit reports and scores . . . . . . . . . . . . . . . . . . . . . . . 71

Module 8:

Money services: Finding what works for you . . . . . . . . . . . . . . . . . . . . 75

Module 9:

Protecting your money . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 77

Tool: Identifying financial abuse and exploitation . . . . . . . . . . . . . . . . . . . . . . 82

Additional resources . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 85

Audience

Consumers with disabilities

Product Details

Availability Details:
In Stock
USA Price:
$58.00
International Price:
$81.20
Publisher:
Consumer Financial Protection Bureau
Key Phrases:
  • Focus on People With Disabilities
  • Disabled
  • Braille Publications
  • Money
  • Banks and Banking
Quantity Price:
Discount
Cover:
Paper
Unit of Issue (US):
1
Unit of Issue (Non-US):
1
Item available Date:
05/15/2018
Last Status Update:
06/29/2018
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