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National Compensation Survey: Employee Benefits in Private Industry in the United States, 2005

Title:
National Compensation Survey: Employee Benefits in Private Industry in the United States, 2005
Format:
Paperback
USA Price: 
$13.50
$3.38
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Stock:
In stock
GPO Stock Number:
029-001-03472-5
ISBN:
9780160787294
Description

Labor Statistics Bureau Bulletin 2589. 

This bulletin includes data on detailed provisions of healthcare and retirement plans offered as employee benefits in private industry establishments. The period for compiling these data was June 2004 through December 2005; thus, they have a 2005 reference date. Chapter 1 presents information on healthcare benefits, and chapter 2, on defined benefit and defined contribution retirement plans.

 

NOTE: NO FURTHER DISCOUNTS FOR ALREADY REDUCED SALE ITEMS.

Table of Contents

Table of Contents:
Introduction................................................1

Chapter 1. Health Benefits ..........................................3

Medical Care.................................................. 3

Plans and systems............................... 3

Limitations on coverage......................... 3

Alternatives to hospitalization.............................. 4

Mental health and substance abuse treatment..........4

Related terms.............................................. 4

Prescription Drugs......................................... 4

Dental Care......................................... 5

Vision Care.......................................... 5

Tables
Medical care:
1. Medical care benefits: Fee arrangement and financial intermediary…6
2. Medical care benefits: Coverage for selected services by type of plan...8
3. Medical care benefits: Copayment provisions for hospital room and board by plan type.......10
4. Medical care benefits: Relationship between alcohol and drug abuse treatment provisions in indemnity and prepaid plans..........................11
5. Indemnity plans: Coverage for selected services .................... 12
6. Indemnity plans in and outside of network: Summary of selected features...13
7. Indemnity plans with overall limits: Average dollar limits .................14
8. Indemnity plans with overall limits: Amount of individual deductible.........15
9. Indemnity plans with overall limits: Individual deductible differences between in-network and outside-of-network coverage...........................17
10. Indemnity plans with overall limits: Relationship between individual and family deductible….18
11. Indemnity plans with overall limits: Coinsurance rates ............19
12. Indemnity plans with overall limits: Coinsurance rate differences between in-network and outside-of-network coverage ......................21
13. Indemnity plans with overall limits: Maximum out-of-pocket expense provisions......22
14. Traditional indemnity plans with overall limits: Maximum out-of-pocket expense provisions ......24
15. Indemnity plans in and outside of network with overall limits: Maximum out-of-pocket expense provisions.....................26
16. Indemnity plans with overall limits: Maximum benefit provisions....27
17. Indemnity plans with overall limits: Coverage for alternatives to hospital care...28
18. Prepaid plans: Coverage for selected services and alternatives to hospital care...29
19. Prepaid plans: Summary of selected features........... 30
20. Prepaid plans: Extent of coverage for extended care facilities........... 31
21. Outpatient prescription drug benefits: Summary of coverage............. 31
22. Outpatient prescription drug benefits: Name-brand drug provisions in indemnity plans.... 32
23. Outpatient prescription drug benefits: Name-brand drug provisions in prepaid plans......... 33

Mental health care and substance abuse treatment:
24. Mental health care and substance abuse treatment benefits: Comparison with coverage for other illnesses.......34
25. Mental health care and substance abuse treatment benefits: Coverage in indemnity plans.........35
26. Mental health care and substance abuse treatment benefits: Coverage in prepaid plans........ 37
27. Mental health care and substance abuse treatment benefits: Application to out-of-pocket expense provisions in indemnity plans.............. 38
28. Mental health care benefits: Separate limits on coverage in indemnity and prepaid plans.......40
29. Alcohol abuse treatment benefits: Separate limits on coverage in indemnity plans.......42
30. Alcohol abuse treatment benefits: Separate limits on coverage in prepaid plans....43
31. Drug abuse treatment: Separate limits on coverage in indemnity plans........44
32. Drug abuse treatment benefits: Separate limits on coverage in prepaid plans....45

Dental care:
33. Dental care benefits: Coverage for selected procedures and average percentage of usual, customary, and reasonable charge........................... 46
34. Dental care benefits: Amount of individual deductible .................... 50
35. Dental care benefits: Relationship of yearly family deductibles to yearly individual deductibles...........50
36. Dental care benefits: Maximum benefit provision.......... 51
37. Orthodontia care benefits: Maximum benefit provision...........51
38. Orthodontia care benefits: Type of individuals covered........... 52
39. Orthodontia care benefits: Comparison in dollar maximums between employees and dependents.............52

Vision care:
40. Vision care benefits: Coverage for selected procedures.......53

Chapter 2. Retirement Income Benefits .......................... 54

Defined Benefit Plans............................................................ 54

Traditional.........................................54

Other types........................................... 54

Normal retirement.................................. 54

Early retirement....................................... 54

Benefit payment methods....................... 54

Vesting ....................................................55

Integration with Social Security.......................... 55

Portability............................... 55

Disability retirement............................ 55

Defined Contribution Plans................................. 55

Plan types..................................... 55

Investment choices ............................. 56

Withdrawals and loans............................ 56

Vesting ..................................................... 56

Employer contribution methods........... 56

Related plans and terms........................... 56

Tables
Defined benefit plans:
41. Defined benefit plans: Summary of plan provisions ............. 58
42. Defined benefit plans: Eligibility requirements..................... 59
43. Defined benefit plans: Plan sponsor .............................. 60
44. Defined benefit plans: Primary formula ................................ 60
45. Defined benefit plans: Integration with Social Security................ 61
46. Defined benefit plans: Terminal earnings formulas..................... 61
47. Defined benefit plans: Definition of terminal earnings................ 62
48. Defined benefit plans: Dollar amount formulas......................... 63
49. Defined benefit plans: Maximum benefit provisions..............64
50. Defined benefit plans: Selected age and service requirements for normal retirement..........65
51. Defined benefit plans: Availability of lump-sum benefits at retirement.....66
52. Defined benefit plans: Selected age and service requirements for early retirement.....67
53. Defined benefit plans: Early retirement reductions.......68
54. Defined benefit plans: Initiation of calculating disability retirement benefits.....68
55. Defined benefit plans: Postretirement survivor benefits....................69
56. Defined benefit plans: Preretirement survivor benefits ................... 69
57. Defined benefit plans: Vesting requirements.................. 70
58. Defined benefit plans: Provisions for early receipt of deferred vested benefits....70
59. Traditional defined benefit plans: Selected age and service requirements for early retirement .... 71
60. Traditional defined benefit plans: Early retirement reductions.............. 72
61. Traditional defined benefit plans: Provisions for early receipt of deferred vested benefits...... 72
62. Cash balance plans: Percentage basis of employer and interest rate contributions........73

Defined contribution plans:
63. Defined contribution plans: Participation in types of plans with employer contributions........74

Savings and thrift plans:
64. Savings and thrift plans: Summary of provisions................ 74
65. Savings and thrift plans: Plan sponsor............................ 75
66. Savings and thrift plans: Transfer and rollover provisions............. 75
67. Savings and thrift plans: Maximum employee contributions............. 76
68. Savings and thrift plans: Method of determining employee pretax contribution...77
69. Savings and thrift plans: Maximum pretax employee contributions.........78
70. Savings and thrift plans: Method of employer matching contributions....... 79
71. Savings and thrift plans: Employee contributions by employer specified matching percentage….80
72. Savings and thrift plans: Investment choices ................. 81
73. Savings and thrift plans: Eligibility requirements................. 82
74. Savings and thrift plans: Automatic enrollment requirements................. 83
75. Savings and thrift plans: Vesting provisions................. 83

Deferred profit-sharing plans:
76. Deferred profit-sharing plans: Employer contribution ............. 84
77. Deferred profit-sharing plans: Allocation of employer contributions to individual employee accounts……84
78. Deferred profit-sharing plans: Eligibility requirements............... 85

Money purchase pension plans:
79. Money purchase pension plans: Employer contributions............ 86

Appendix A. Technical Note
Scope of survey .................................................................. 87
Industry groups......................... 87
Occupational groups................................................... 87
Definition of terms........................ 87
Calculation details..................................................... 87
Benefit areas ................................................. 88
Sample design and data collection ................................88
Data calculation.......................................................... 88
Survey estimation methods............................ 89
Reliability of estimates........................................... 89

Table A-1. Number of establishments and occupational observations studied and estimated number of workers within the scope of the survey, 2005..............90

Appendix B. Survey Response........................................................ 91

Audience

Retirees or those close to retirement would find this information useful. In addition, anyone looking for alternative health benefits and insurance would be interested in this information.

Product Details

Availability Details:
In Stock
USA Price:
$3.38
International Price:
$4.73
Publisher:
Labor Dept., Labor Statistics Bureau
Year/Pages:
2007: 98 p.
Key Phrases:
  • Labor Statistics Bureau Bulletin 2589
  • Employee Benefit Plans
  • Industry
Weight:
0.5625
Quantity Price:
Discount
Cover:
Paper
Subject Bibliography:
119 285
Unit of Issue (US):
1
Unit of Issue (Non-US):
1
Item available Date:
06/11/2007
Last Status Update:
12/05/2017
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